Everyone knows that the best feature with smartphones running on iOS11 is Apple Pay Cash. This is actually the effective way to send money to your companions. Apple would soon serve to be a bank in which you can store money. But, in order to take the advantage of this feature, you need to have iPhone 6 or later.

Before you plan to set up Apple Pay Cash, there are a couple of things you should bear in mind.

Firstly, you would be allowed to send cash only if your age is more than 18 years. Moreover, the iPhone should be running on iOS 11.2 or the next versions and the authentication factor should be enabled on the cell phone.

If you don’t know how to update the communication device, then you can go through step by step guide available below that will learn you how to use Apple Pay Cash the right way.

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How to Set Up Apple Pay Cash?

If you meet the above criteria, then to get started off you should know how to set up Apple Pay Cash.

Step 1: Once you swipe the touchscreen, you should open the wallet app.

Step 2: Your next step should be to tap on the new card that’s visible for Apple Pay Cash. Apart from displaying a prompt for the set up, the app would insist you to send or receive messages with the help of iMessages.

Step 3: Soon after you click the setup button, you should proceed by tapping ‘Continue’

Step 4: After a minute has passed by, you would receive an alert on the mobile phone informing you that the card has been activated.

Step 5: Finally, when you about to activate Apple Pay Cash for the first time, you must agree to the Terms and Conditions and proceed ahead.

How to Add Money to Apple Pay Cash?

Step 1: Go to ‘Settings’ and scroll down till you see ‘Wallets and Apple Pay’

Step 2: Once you tap the Apple Pay cash card, the options would be visible on the touchscreen.

Step 3: As you avail the option of adding money, you can enter the amount in dollars.

Step 4: Once you tap ‘Confirm’, you would be prompted for entering an Apple ID. This would help you get the amount credited to the Apple Pay Card.

Step 5: Soon after you click ‘done’, you would be receiving a notification.

Step 6: Now, it’s time to check whether the right amount has been added. To do so, you need to go to the wallet app and see if the card has 10 dollars.

How to Send Money with Apple Pay Cash?

You can always send money to your acquaintance through a few steps.

Step 1: Click the application icon which is visible on the left-hand side of the text box.

Step 2: Proceed with the ‘Pay’ option. For instance, if you wish to send 1 dollar to your friend, then type the amount through the touchpad.

Step 3: Click ‘Pay’, an option that’s present below the keyboard.

Step 4: Apple would then ask you to enter the Touch ID for your confirmation.

Finally, after a few minutes, the recipient would receive a notification saying that the amount has been credited.

NOTE: In case you want to increase or decrease the amount, then you can click the ‘-‘ or the ‘+’ sign. Check out the options as shown in the image below.

How to Send Money with Apple Pay Cash

How to Reclaim Previous Transactions?

Let’s say that you have sent the wrong amount to one of your companions. Then, there’s nothing to worry about because you can reclaim the transaction in a few steps.

Step 1: Swipe the touchscreen of the iPhone and go to ‘Settings’. You would need to click on the right icon that appears on the touchscreen.

Step 2: No go to the Apple wallet, click on Apple Pay cash and go through the transactions.

Step 3: Once you are able to view the list of transactions, you should check the pending transaction. At that instance, you can always cancel the payment and enter the figure accordingly.

Once again, you should use the ‘-‘ or the ‘+’ sign to decrease or increase the amount.

NOTE: To keep a track of the transactions, you can add a note against the money sent. For example, if you have sent 2 dollars then you can mention the reason as ‘for coffee’.

Hope you have a wonderful time in using Apple Pay Cash. Don’t hesitate to share the blog in case your friend is using an iPhone and he doesn’t know how to use Apple Pay Cash.